We got you covered

Wholesaler Business Insurance

Don't leave everything to chance; keep yourself protected with an insurance
Get Started

7 Decade's in serving people

100% customer satisfaction

6 knowledgeable advisors to help you

85+ coverage options to choose from

The Smith Insurance Agency/ wholesaler business insurance

Wholesaler Business Insurance Provided By Our Agency

The Wholesaler & Distributor industry comes with numerous complex risks. Do you know that auto accidents are the leading cause of workplace injuries and fatalities in the U.S., averaging $65,875 in indemnity costs per claim? The indirect costs of an employee accident can be even more significant; 4 to 10 times more costly than the direct costs.

Click And Learn

Commercial Auto
Business interruption
General liability
Workers’ Compensation
Crime insurance

Commercial auto coverage

Risk Factors

If you own or lease a vehicle that is used for business purposes, you may not get compensation in case you meet an accident while using it for office chores.

Solution

If you own or lease a vehicle used for business purposes, then commercial vehicle insurance is an essential requirement for your business.

Business interruption coverage

Risk Factors

If your business is forced to undergo a work stoppage due to fire, you may not be able to work while the office is being repaired.

Solution

Business income covers losses that occur when work is interrupted, or your office is closed temporarily due to a covered loss at your business.

General liability Coverage

Risk Factors

Suppose a customer gets hurt at your warehouse or an employee causes damage to a customer’s property while making a delivery. In that case, this insurance can help your business deal with these claims.

Solution

It helps protect you if someone sues your business for causing bodily injury or property damage. It can also help cover specific claims of slander and libel.

Workers’ compensation coverage

Risk Factors

Workers’ compensation insurance is required by law in most states. You may need to pay for their medical costs for work-related injuries or illnesses.

Solution

The benefits can help pay for medical treatment, replace some wages from lost work time, and more. If your employee’s family sues you, workers’ comp can also help pay for your legal fees.

Crime coverage

Risk Factors

Crime exposure involves several transactions and accounts that can be manipulated if duties are not separated.

Solution

If your business has crime insurance, you would no longer have to pay for legal expenses or any damages to your goods.

What is Wholesaler Business Insurance?

The wholesale and distributor business can be a tough one. Fire, flood, and damaging storms can harm your products and warehouse. Thieves can target your inventory and damage property just to get to it. And every part of your supply chain – from late supplier shipments to unpaid deliveries you've made – can impact your ability to pay bills and payroll. Ensure you have updated wholesalers' business insurance coverage to protect you against such losses.

Who is Wholesaler Business Insurance right for?

  • Beer and ale distributors
  • Electrical supplies distributors
  • Fresh fruit and vegetable distributors
  • Furniture distributors
  • Grocery distributors
  • Importers
  • Industrial supplies distributors
  • LP Gas Distributors

And many more

What are the coverages that come with Wholesaler Business Insurance?

Wholesalers' and distributors' insurance starts with a business owners policy, or BOP, that combines commercial property, general liability, business income, and other coverages into one convenient package. It contains the following kinds of coverage:

  • Commercial property
  • General liability
  • Business income
  • Equipment breakdown
  • Other business insurance policies you may need
  • Commercial auto
  • Workers' compensation
  • Crime insurance
  • Property in transit
  • Product liability
  • Umbrella

We will review your needs and help you evaluate whether Wholesalers' and distributors' business insurance coverages make the most sense. So talk to us today to know more.

Already have Wholesaler Business Insurance? Switching is easy

It might be time to switch insurers whenever the service that your existing insurer provides doesn’t meet your needs. For example, if you have a poor claims experience or an unexplained rate increase, it might be time to consider other options

If you cancel a previous policy before a new policy is effective, you could run into some serious financial problems.

Contact us today to help you with multiple options to choose from.
Request a Quote

Get Personalized  Insurance

Name(Required)
This field is for validation purposes and should be left unchanged.
The Smith Insurance
We extend coverage to individuals and businesses in Greenville, SC and surrounding areas.
219 N Pleasantburg Dr Greenville, SC 29607
864-233-8674
© 2024 The Smith Insurance Agency Designed by Amplispot
linkedin facebook pinterest youtube rss twitter instagram facebook-blank rss-blank linkedin-blank pinterest youtube twitter instagram