Mobile Home Insurance

Due to their unique construction and vulnerability to certain weather, such as wind storms or floods, manufactured and mobile homes typically don’t qualify for traditional homeowners insurance. This is where mobile home coverage comes in.

Mobile home insurance is a type of coverage that provides a broad level of protection for you and your home. It protects your mobile home’s structure and personal property, as well as offers liability coverage to help protect against lawsuits. For example, suppose your mobile home or its contents sustain physical damage from perils such as fire, hail, theft, or vandalism. In that case, a mobile home policy typically covers the costs of repairs or replacement. Additional structures on your lot, such as a patio or garage, and your personal belongings would also likely be covered.

Mobile home coverage: Mobile home insurance policies provide two basic kinds of insurance—coverage for physical damage and personal liability coverage. These coverage options are generally available for rental mobile homes, commercial mobile homes, mobile homes used seasonally, or mobile homes located in a park or on private property.

You’ve worked hard to buy your home and the things you own, but sometimes unexpected events like fires or severe hailstorms can cause significant setbacks.

If you don’t have enough cash on hand to repair significant damage to your house or replace most of your stuff all at once, you’re not alone! Fortunately, this is where mobile home insurance can help.

Mobile home insurance is often tailored according to your home model and design. So talk to us to know the right coverage and protect your mobile home with the right insurance.

It might be time to switch insurers whenever the service that your existing insurer provides doesn’t meet your needs. For example, if you have a poor claims experience or an unexplained rate increase, it might be time to consider other options

If you cancel a previous policy before a new policy is effective, you could run into some serious financial problems.

Contact us today to help you with multiple options to choose from.