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Greenville's Most Trusted Independent Insurance Agency Since 1954

We shop multiple top-rated carriers so you get the right coverage at the best price — with a real local agent who knows your name.
Get a Free Quote

Explore Our Coverage Options

Home Insurance

Protect your home and belongings.

Auto Insurance

Coverage for every journey.

Life Insurance

Secure your family's future.

Business Insurance

Protection for your business needs.

Speciality Lines

Custom coverage for unique risks.
Greenville, SC

At The Smith Insurance Agency, your coverage is personal.

For nearly 70 years we've matched individuals and businesses with custom home, auto, and commercial plans in and around Greenville, SC — built around your life, not a spreadsheet.

70+

Years serving Greenville

4.9

Rating on Google

100%

Locally owned

A+

Rated carriers
Partnered carriers
Travelers
Auto Owners
Progressive
Liberty Mutual

Why choose an independent agent

Multiple insurance companies

We shop across carriers to offer you the widest range of coverage options and price points.

Licensed professionals

We break down complex insurance terms into plain language so you can make confident decisions.

Your advocate

When a claim arises, we stand in your corner and work with the insurer on your behalf.

Wide variety of solutions

One-stop coverage for home, auto, and business — we handle it all under one roof.

Top-rated carriers

We compare quotes from multiple A-rated companies to secure the best price for you.

Lifelong consultants

We stay connected for the long haul and periodically review your coverage as life changes.

We are experienced, reliable and professional.

We help individuals, families, and businesses protect their future with reliable insurance solutions. 
Through personalized service, expert advice, and access to leading insurance carriers, 
we make it easy to find coverage that provides confidence and peace of mind.
For Families
Personal Insurance
Home, auto, life, and umbrella policies crafted around your family's unique lifestyle and risk profile.
Explore Coverage →
For Businesses
Business Insurance
Comprehensive commercial coverage — from general liability to workers' comp and property protection.
Explore Coverage →
Bundled Solutions
Packaged Business Insurance
BOP policies combining property, liability, and business income coverage at exceptional value.

Explore Coverage →

7 Decades in serving people

4.9 Google Rating

6 knowledgeable advisors to help you

85+ coverage options to choose from

Learn about the coverage you are looking for

Lost Passport

Fire

Theft

Medical Payments

Additional living Expenses

Personal Possessions

Property Coverage


Truck Insurance

Property Coverage

Risk Factors

You’ve lit several candles — which unintentionally start a small fire in your apartment.

Solution

Property coverage under your renters policy may help if personal property like a sofa and a bookcase are damaged by fire.

Truck Insurance

Fire Coverage

Risk Factors

You act quickly and prevent a grease fire from getting out of control, but smoke damages the counters and cabinets in your kitchen.

Solution

Property coverage in your policy can help if your house is damaged by fire and/or smoke.

Truck Insurance

Theft Coverage

Risk Factors

You return from a family vacation to discover thieves have stolen electronic equipment from your media room.

Solution

If your possessions are stolen, damaged or destroyed in an insured loss, your coverage can help replace them, up to the policy’s stated limits.

Truck Insurance

Medical Payments Coverage

Risk Factors

A guest at your annual Fourth of July barbecue trips on the steps between your deck and the lawn fracturing his wrist when he falls against a stone retaining wall.

Solution

Medical payments coverage can cover the medical costs if a visitor is hurt on your property, regardless of liability.

Truck Insurance

Additional living Expenses Coverage

Risk Factors

You heard the warning sirens and escaped uninjured, but you can’t live in your house while tornado damage is repaired.

Solution

Coverage for additional living expenses can help with the extra cost of a temporary relocation caused by a covered event.

Truck Insurance

Personal Possessions Coverage

Risk Factors

You mastered the basics of surfing during lessons in Hawaii but your wedding ring is stolen.

Solution

With personal possessions coverage, lost jewelry is covered up to your policy limits.

Truck Insurance

Property Coverage

Risk Factors

You’ve lit several candles — which unintentionally start a small fire in your apartment.

Solution

Property coverage under your renters policy may help if personal property like a sofa and a bookcase are damaged by fire.

Click & Learn

Lost Passport
Fire
Theft
Medical Payments
Additional living Expenses
Personal Possessions
Property Coverage

Lost Passport Coverage

Risk Factors

While on vacation in Europe, you lose the tote bag that has everyone’s passports.

Solution

Your homeowners policy can help with the cost of replacing passports and other valuable papers.

Fire Coverage

Risk Factors

You act quickly and prevent a grease fire from getting out of control, but smoke damages the counters and cabinets in your kitchen.

Solution

Property coverage in your policy can help if your house is damaged by fire and/or smoke.

Theft Coverage

Risk Factors

You return from a family vacation to discover thieves have stolen electronic equipment from your media room.

Solution

If your possessions are stolen, damaged or destroyed in an insured loss, your coverage can help replace them, up to the policy’s stated limits.

Medical Payments Coverage

Risk Factors

A guest at your annual Fourth of July barbecue trips on the steps between your deck and the lawn fracturing his wrist when he falls against a stone retaining wall.

Solution

Medical payments coverage can cover the medical costs if a visitor is hurt on your property, regardless of liability.

Additional living Expenses Coverage

Risk Factors

You heard the warning sirens and escaped uninjured, but you can’t live in your house while tornado damage is repaired.

Solution

Coverage for additional living expenses can help with the extra cost of a temporary relocation caused by a covered event.

Personal Possessions Coverage

Risk Factors

You mastered the basics of surfing during lessons in Hawaii but your wedding ring is stolen.

Solution

With personal possessions coverage, lost jewelry is covered up to your policy limits.

Property Coverage

Risk Factors

You’ve lit several candles — which unintentionally start a small fire in your apartment.

Solution

Property coverage under your renters policy may help if personal property like a sofa and a bookcase are damaged by fire.

Client Testimonials

4.9 on Google
★★★★★

Based on 87 verified reviews

Featured Review
★★★★★

4.9 ★
Average Rating
87
Google Reviews
70+
Years Trusted
View All on Google

We are Committed to Protecting Your Dreams

Report a Claim

We'll help through the process of claim from start to finish
Start your claim

Request Certificate

Need your insurance proof, let’s help you get that quickly
Request now

Auto ID Card

Need a copy of your auto ID card we can help
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Policy Review

Compare your current plans and possibly get more options
Review options

News & Blog

Latest Insight, Insurance Trends

June 27, 2026
How Can Major Life Events Change Your Life Insurance Needs?

Life has a way of surprising us. One season you feel like everything is predictable, then a new job, wedding, baby, or move shifts what matters most. Life insurance is not only about a policy; it is about whether that policy still matches the people and plans you care about today, not five or ten […]

Read More
June 23, 2026
How Can Contingency Insurance Help Your Business Prepare for Disruption?

Running a business means planning for the unexpected. A storm cancels your big conference, a key supplier shuts down, or a sudden citywide emergency closes venues overnight. Moments like these test your ability to adapt. Contingency insurance is one way to prepare so that surprise events feel more like a tough challenge than a breaking […]

Read More
June 19, 2026
How Can You Customize Your Home Insurance for Better Protection?

Home feels safest when it reflects who you are. The same is true for home insurance. Every family, neighborhood, and budget is different, so a one-size-fits-all policy can leave important gaps. Customizing your coverage is less about spending more and more about choosing what truly matters to you and trimming what does not. When you […]

Read More

Ready to See the Difference?

Whether you’re a first-time buyer, thinking about switching policies, or simply want a second opinion on your current coverage, we’d love to help. There’s no obligation—just honest conversation and clear answers.

Frequently Asked Questions

If you’re shopping for auto, home, life, business, or any other type of insurance, you’ve probably noticed there are many ways to buy a policy. You can go directly to a big company’s website, call a captive agent who only sells for one insurer, or work with an independent insurance agency. For many people, the independent route offers clear advantages—especially if you value choice, personalized advice, and long-term value.
Unlike a “captive” agent who works exclusively for one insurance company (think of the big-name brands you see in heavy TV advertising), an independent insurance agency like The Smith Insurance Agency partners with multiple insurance carriers. We are not employed by any single company. Instead, we have access to a wide range of reputable insurers, allowing us to compare policies side-by-side on your behalf.
This independence is the foundation of how we serve our clients.
One policy does not fit everyone. Your life, assets, risks, and budget are unique. An independent agent can shop the market to find the right combination of coverage, deductible, and price.

Need broad liability protection for your growing business? We can compare multiple carriers.

Want to bundle home and auto for maximum discounts? We’ll find the best bundle across different companies.

Have a high-value home, classic car, or specialized risk? We have access to carriers that specialize in those areas.

Captive agents can only offer you what their one company sells. If that company isn’t competitive or doesn’t have the right product, you may never know about better options.
Insurance can be complicated. Coverages, exclusions, endorsements, and policy language matter—especially when you need them most. At The Smith Insurance Agency, we take the time to understand your situation before recommending solutions.

We explain things in plain English. We review your current policies (if you have them) and show you where you might be overpaying or under-protected. Our goal isn’t to sell you the most expensive policy—it’s to find the right protection at a competitive price.
When you work with The Smith Insurance Agency, you’re not just a number in a national database. You’re a neighbor. We live and work in this community. We understand local risks—whether it’s regional weather patterns, property values, or specific liability concerns for local businesses.

This local presence means:

Faster, more responsive service when you have questions or need changes.
Someone you can sit down with face-to-face if you prefer.
Advocacy on your side when you file a claim. We know the carriers, the processes, and we stay involved to help ensure you’re treated fairly.
Life changes. You buy a new car, renovate your home, welcome a new driver, expand your business, or retire. An independent agency stays with you through these changes. We regularly review your coverage to make sure it still fits your needs and takes advantage of new discounts or better programs.

Many of our clients have been with us for decades because we earn their trust year after year.
At The Smith Insurance Agency (www.thesmithinsurance.com), independence isn’t just a business model—it’s our commitment to you. We combine the broad choice of multiple top-rated insurance companies with the personal care and local knowledge you deserve.

We treat every client like a member of our own family because, in many ways, that’s how we see you. Your peace of mind and financial protection are our top priorities.
The Smith Insurance Agency combines access to multiple top-rated insurance carriers with personalized local service. We are committed to helping individuals, families, and businesses find the right protection at the best value. Our goal is to provide peace of mind through trusted advice, responsive support, and long-term relationships built on trust.

Contact The Smith Insurance Agency

The Smith Insurance, an independent agency, is dedicated to helping you find the best coverage for your needs. Located in Greenville, SC, we are here to assist you with all your insurance needs.

Get Professional Consultation

864-233-8674
219 N Pleasantburg Dr Greenville, SC 29607

Greenville, SC

We extend coverage to individuals and businesses in Greenville, SC and surrounding areas.
smith insurance logo
We extend coverage to individuals and businesses in Greenville, SC and surrounding areas.
219 N Pleasantburg Dr Greenville, SC 29607
864-233-8674
(We Speak Spanish/ Se Habla Espanol)
© 2026 The Smith Insurance Agency Designed by Amplispot
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