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The Smith Insurance

Greenville's Most Trusted Independent 
Insurance Agency Since 1954

We shop multiple top-rated carriers so you get the right 
coverage at the best price — with a real local agent who knows 
your name.

6 Major benefits of working with an independent agent

We work with multiple insurance companies.

We work with different insurance companies that offer a wide variety of coverage options and price points

 

We are licensed professionals

We are licensed experts and can explain the complexities of insurance in simple terms, helping you make smart decisions

 

We work for you and will be your advocate

We are your agent and your advocate working with the insurance company on your behalf

 

We offer a wide variety of insurance solutions

We offer one-stop shopping we can often meet all of your insurance needs as we work with multiple insurance companies

 

Access to Multiple Top-Rated Carriers

We compare quotes from multiple insurance companies to help you find the right coverage at a competitive price.

 

We are your lifelong consultants

We are connected for a lifetime and we are happy to periodically review your coverage

At The Smith Insurance Agency, we provide personalized insurance solutions to meet your needs.

For nearly 70 years, The Smith Insurance Agency has been located in Greenville, SC and has provided individuals and entities with custom insurance solutions. Our comprehensive home, auto, and business insurance plans are created through providers like Travelers, Safeco, and State Auto. The partnerships we’ve formed with these companies allow us to give our customers options and competitive pricing.

The Smith Insurance Agency is a locally owned and operated insurance agency in Greenville, SC, that provides quality insurance products for individuals and businesses. We strive to provide that peace of mind knowing there will always be someone out looking after what matters most during an unfortunate event. We combine our strong insurance background and product knowledge to assist current and future clients in managing and planning for potential risks. When you have a loss, we work on your side and follow through to see that you get fair, prompt payment.

The Smith Insurance Agency is a full-service agency that knows how to find the perfect policy for you. Our team of knowledgeable insurance professionals has extensive knowledge about personal and commercial insurance policies and can design the right one to fit your needs. In addition, our friendly staff will work with you on a one-on-one basis to develop the perfect policy and a strong relationship. We work with lending and mortgage brokers to get a quick turnaround for those in need of home insurance, and we service multiple types of businesses from small contractors, nail salons and florists, to doctor’s offices and lawn care professionals.

Our values

We are experienced, reliable and professional.

We help individuals, families, and businesses protect their future with reliable insurance solutions. Through personalized service, expert advice, and access to leading insurance carriers, we make it easy to find coverage that provides confidence and peace of mind.
The Smith Insurance Agency- Best In Greenville, SC

Personal Insurance

The Smith Insurance in Greenville, SC is here to help you safeguard your financial well-being with personalized personal insurance coverage.

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Business Insurance

The Smith Insurance in Greenville, SC understands the importance of business insurance in protecting your company from potential lawsuits or financial losses.

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Packaged Business Insurance

For affordable and reliable protection of your business, The Smith Insurance in Greenville, SC is here to help you achieve peace of mind.

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7 Decade's in serving people

4.9 Google Rating

6 knowledgeable advisors to help you

85+ coverage options to choose from

Click & Learn

Home Insurance

Lost Passport
Fire
Theft
Medical Payments
Additional living Expenses
Personal Possessions
Property Coverage

Lost Passport Coverage

Risk Factors

While on vacation in Europe, you lose the tote bag that has everyone’s passports.

Solution

Your homeowners policy can help with the cost of replacing passports and other valuable papers.


Fire Coverage

Risk Factors

You act quickly and prevent a grease fire from getting out of control, but smoke damages the counters and cabinets in your kitchen.

Solution

Property coverage in your policy can help if your house is damaged by fire and/or smoke.

Theft Coverage

Risk Factors

You return from a family vacation to discover thieves have stolen electronic equipment from your media room.

Solution

If your possessions are stolen, damaged or destroyed in an insured loss, your coverage can help replace them, up to the policy’s stated limits.

Medical Payments Coverage

Risk Factors

A guest at your annual Fourth of July barbecue trips on the steps between your deck and the lawn fracturing his wrist when he falls against a stone retaining wall.

Solution

Medical payments coverage can cover the medical costs if a visitor is hurt on your property, regardless of liability.

Additional living Expenses Coverage

Risk Factors

You heard the warning sirens and escaped uninjured, but you can’t live in your house while tornado damage is repaired.

Solution

Coverage for additional living expenses can help with the extra cost of a temporary relocation caused by a covered event.

Personal Possessions Coverage

Risk Factors

You mastered the basics of surfing during lessons in Hawaii but your wedding ring is stolen.

Solution

With personal possessions coverage, lost jewelry is covered up to your policy limits.

Property Coverage

Risk Factors

You’ve lit several candles — which unintentionally start a small fire in your apartment.

Solution

Property coverage under your renters policy may help if personal property like a sofa and a bookcase are damaged by fire.
Client Testimonials

Don't take our word.
Take theirs.

4.9 on Google
★★★★★

Based on 87 verified reviews

Featured Review
★★★★★

"I have been a customer of Alfred L Smith company located here in Greenville, South Carolina for over a year and a half. I give this company the highest possible rate in customer service! Erin and Steve are excellent in what they do. both Erin and Steve have always followed up promptly and have efficiently helped me in all my insurance needs. Erin always takes my phone calls, answers any of my questions, and helps me in such an outgoing, friendly way. I highly recommend Alfred L. Smith company the best insurance company to work with located here in Greenville. Thanks again Erin and Steve for all that you do. "

KF
Karen Ferguson
Google Review · 2 years ago
4.9 ★
Average Rating
87
Google Reviews
70+
Years Trusted
★★★★★
"I have been a customer of Alfred L Smith company located here in Greenville, South Carolina for over a year and a half."
KF
Karen Ferguson
2 years ago
Home
★★★★★
"Michelle was excellent!! She helped me with my car insurance and got me the best rate!."
T
Taylor
7 months ago
Vehicle insurance
★★★★★
"Ms. Hawn is competent in her job. Nice to do business with. john"
JM
John Marano
3 months ago
Other
★★★★★
"Excellent service, very pleasant also, the whole process was completely in a timely"
TD
Tim Dixon
a year ago
Auto
★★★★★
"Every experience with Smith Insurance is a pleasure, the agents are always very nice, friendly and"
CH
Carolyn Hinton
9 months ago
Business
View All on Google

News & Blog

Latest Insight, Insurance Trends

June 10, 2026
Renters Insurance Checkup: Are You Still Properly Covered?

Life changes quickly. New jobs, roommates coming and going, furniture upgrades, maybe even a pet or two. In the middle of all that, it is easy to forget about something less exciting but just as important: your renters insurance.   1. Start with your stuff  Think about everything you own right now, not what you had […]

Read More
June 7, 2026
Insurance Risks Every Food and Beverage Business Should Understand!

Running a food and beverage business is both exciting and demanding. Whether you own a cozy café, a busy food truck, or restaurant, every day brings fresh faces and new challenges. With all that energy, it is easy to focus on menus and customers and forget about the unexpected problems that could quietly threaten what […]

Read More
June 4, 2026
What Should You Know Before Filing a Home Theft Insurance Claim?

Discovering that something has been taken from your home can leave you feeling shaken, frustrated, and unsure what to do next. In that stressful moment, it helps to know what to expect from your insurance claim and how to move through each step with a clear head. Understanding a few basics before you file can […]

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Ready to See the Difference?

Whether you’re a first-time buyer, thinking about switching policies, or simply want a second opinion on your current coverage, we’d love to help. There’s no obligation—just honest conversation and clear answers.

Frequently Asked Questions

If you’re shopping for auto, home, life, business, or any other type of insurance, you’ve probably noticed there are many ways to buy a policy. You can go directly to a big company’s website, call a captive agent who only sells for one insurer, or work with an independent insurance agency. For many people, the independent route offers clear advantages—especially if you value choice, personalized advice, and long-term value.
Unlike a “captive” agent who works exclusively for one insurance company (think of the big-name brands you see in heavy TV advertising), an independent insurance agency like The Smith Insurance Agency partners with multiple insurance carriers. We are not employed by any single company. Instead, we have access to a wide range of reputable insurers, allowing us to compare policies side-by-side on your behalf.
This independence is the foundation of how we serve our clients.
One policy does not fit everyone. Your life, assets, risks, and budget are unique. An independent agent can shop the market to find the right combination of coverage, deductible, and price.

Need broad liability protection for your growing business? We can compare multiple carriers.

Want to bundle home and auto for maximum discounts? We’ll find the best bundle across different companies.

Have a high-value home, classic car, or specialized risk? We have access to carriers that specialize in those areas.

Captive agents can only offer you what their one company sells. If that company isn’t competitive or doesn’t have the right product, you may never know about better options.
Insurance can be complicated. Coverages, exclusions, endorsements, and policy language matter—especially when you need them most. At The Smith Insurance Agency, we take the time to understand your situation before recommending solutions.

We explain things in plain English. We review your current policies (if you have them) and show you where you might be overpaying or under-protected. Our goal isn’t to sell you the most expensive policy—it’s to find the right protection at a competitive price.
When you work with The Smith Insurance Agency, you’re not just a number in a national database. You’re a neighbor. We live and work in this community. We understand local risks—whether it’s regional weather patterns, property values, or specific liability concerns for local businesses.

This local presence means:

Faster, more responsive service when you have questions or need changes.
Someone you can sit down with face-to-face if you prefer.
Advocacy on your side when you file a claim. We know the carriers, the processes, and we stay involved to help ensure you’re treated fairly.
Life changes. You buy a new car, renovate your home, welcome a new driver, expand your business, or retire. An independent agency stays with you through these changes. We regularly review your coverage to make sure it still fits your needs and takes advantage of new discounts or better programs.

Many of our clients have been with us for decades because we earn their trust year after year.
At The Smith Insurance Agency (www.thesmithinsurance.com), independence isn’t just a business model—it’s our commitment to you. We combine the broad choice of multiple top-rated insurance companies with the personal care and local knowledge you deserve.

We treat every client like a member of our own family because, in many ways, that’s how we see you. Your peace of mind and financial protection are our top priorities.
The Smith Insurance Agency combines access to multiple top-rated insurance carriers with personalized local service. We are committed to helping individuals, families, and businesses find the right protection at the best value. Our goal is to provide peace of mind through trusted advice, responsive support, and long-term relationships built on trust.

Contact The Smith Insurance Agency

The Smith Insurance, an independent agency, is dedicated to helping you find the best coverage for your needs. Located in Greenville, SC, we are here to assist you with all your insurance needs.

Get Professional Consultation

864-233-8674
219 N Pleasantburg Dr Greenville, SC 29607

Greenville, SC

We extend coverage to individuals and businesses in Greenville, SC and surrounding areas.
The Smith Insurance
We extend coverage to individuals and businesses in Greenville, SC and surrounding areas.
219 N Pleasantburg Dr Greenville, SC 29607
864-233-8674
© 2026 The Smith Insurance Agency Designed by Amplispot
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